Terms & Conditions

Terms & Conditions for Website Use

Welcome to our website. By using the Website you accept the following Terms and Conditions, which together with our Privacy Policy, these Terms and Conditions detail our obligations to you regarding our website. Please read these Terms and Conditions in full before you use this Website. We do occasionally update this disclaimer so please refer back to them in the future. If you do not agree with anything in these Terms and Conditions you should not use this website.

The term “MB Advisory” or “us” or “we” refers to the owner of the website

  1. Who we are and how to contact us

www.mbadvisory.eu (“the Site”) is operated by MB Advisory (“we”, “us”, “our” or “MBA Advisory”). To contact us please email us at [email protected]

  1. By using our Site you accept these Terms

By using the Site you agree to be bound by these terms and conditions and you agree to comply with them. This shall take effect immediately upon your first use of the Site. If you do not agree, you should stop using the Site immediately. If you are in breach of these terms and conditions, your right to access and use the Site will terminate immediately.

  1. There are other Terms that may apply to you

These Terms refer to the following additional policies, the terms of which also apply to your use of our Site:

  • Our Privacy Policy which sets out the terms on which we process any personal data we collect from you, or that you provide to us. You should read this Policy carefully to understand how and why your data is processed and your data rights.
  • Our Cookie Policy which sets out information about the cookies on our Site and the manner in which we use such cookies as well as how we collect and use your Internet Protocol (IP) address.
  1.             Use of Website and Copyright

We are the owner or the licensee of all intellectual property rights in our Site, and in the material published on it, including any logos and products shown on the Site. The Site, together with such material and content, are protected by law around the world. All rights are reserved.

Material on this website, including text and images, is protected by copyright law. It may not be copied, reproduced, downloaded, posted, broadcast or transmitted in any way except for your own personal, non-commercial use.

You are permitted to use our website for your own purposes and to print and download material from this Website provided that you do not modify any content without our consent. Material on this website must not be republished online or offline without our permission.

            The copyright and other intellectual property rights in all material on this Website are owned by us or our suppliers / agents and must not be reproduced without our prior consent.

            Subject to the preceding paragraph, no part of this Website may be reproduced without our prior written permission.   

            You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

            You must not use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation using any robot, spider or other scraping means to access the Site for any purpose, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent.

  1.             Links From and To other websites

            This website may include links to other third party websites or other internet resources which are not under the control of MB Advisory and are operated by third parties. These links are provided for your convenience only. We have no editorial or any other control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them. MB Advisory is not responsible for the accuracy or content of the information contained in these sites. Links from this website to third party sites does not necessarily constitute an endorsement of the parties, their products and/or services. These links are provided for your information only and such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of such sites.

If you would like to link to this Website, you may only do so on the basis that you link to, but do not replicate, any page on this Website and you do not in any way imply that we are endorsing any services or products unless this has been specifically agreed with us and provided you do so in a way that is fair and legal and does not damage our reputation or take (or attempt to take) advantage of it, whether wilfully or otherwise.

You must not establish a link to our site in any website that is not owned by you.

Our Site must not be framed on any other site, nor may you create a link to any part of our Site other than the home page.

We reserve the right to withdraw linking permission without notice.

If you wish to link to or make any use of content on our Site other than that set out above, please contact us on [email protected]

If you choose to link to our website in breach of this Section 8 you shall fully indemnify us for any loss or damage suffered as a result of your actions, without prejudice to any other rights or remedies which we may be legally entitled to exercise.

  1.             Accessing Our Site

 Every effort is made to keep the website up and running. However, websites do sometimes encounter downtime due to server and other technical issues and so this website might not be available. We reserve the right to withdraw or amend the service we provide on our site without notice. Therefore, MB Advisory takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

We do not warrant that the servers that make this website available, this site and E-mail sent from MB Advisory will be error, virus or bug free and you accept that it is your responsibility to make adequate provision for protection against such threats. We recommend scanning any files before downloading. You acknowledge and agree that this site is provided on an “as is” and “as available” basis. Neither we nor our employees or agents (collectively, the “Parties”) guarantees the timeliness, accuracy, reliability, completeness, or usefulness of any aspect of the Site. None of the Parties warrants that this site or downloads will meet your needs or expectations, or be uninterrupted, secure or error free or that this Site, its server or any files that may be available for downloading through this site are free of computer viruses or other harmful elements. The Parties have no responsibility for viruses or any other damage that may be caused to you as a result of using this Site. Periods of volatile or unusual internet activity, in particular, may affect systems availability or response time.

  You expressly agree that the entire risk as to the quality and performance of this Site and the timeliness, usefulness, accuracy or completeness of the Site is assumed solely by you. The Parties hereby specifically disclaim any representations, endorsements, guarantees, or warranties, expressed or implied, regarding this Site, including without limitation, the implied warranties of merchantability and fitness for a particular purpose and non-infringement of third-party rights. Without limiting the generality of the foregoing, the Parties disclaim any warranties with respect to any results that may be obtained from the use of this Site.

  1.         Disclaimer and Limitation of Liability

The information contained in this website (www.mbadvisory.eu) is for general information purposes only. The information is provided by MB Advisory and while we endeavour to keep the information up to date and correct, we, or any other party (whether or not involved in producing, maintaining or delivering this Website), make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. Any reliance you place on such information is therefore strictly at your own risk.

If any of the points in these Terms and Conditions are found to be unenforceable under applicable law, that will have no bearing on the enforceability of the rest of the disclaimer notice.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

In the absence of our gross negligence or wilful misconduct, neither we nor our employees will be responsible for any loss or damage, however arising, in respect of the content of the Site and/or anything done or omitted done wholly or partly in reliance on the content of the Site.

In the absence of our gross negligence or wilful misconduct, neither we nor our employees will be responsible any loss or damage, however arising, in respect of any third party guidance, advice, product or service, or of any event, or series of events, outside our reasonable control including natural disasters, terrorist action, impossibility of the use of public or private transport, or the acts, decrees, legislation, regulations or restrictions of any government.

Furthermore, MB Advisory, our affiliates, business partners, agents, contractors, sub-contractors and service providers will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable arising under or in connection with:

  • use of, or inability to use, the Site;
  • use of or reliance on any information or content displayed on the Site

In particular, none of these persons shall be liable for any consequential, incidental or punitive damages, including without limitation:

  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any other indirect or consequential loss or damage.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits, income, revenue, anticipated savings, contracts, business, goodwill, reputation, data, or information arising out of, or in connection with, the use of this website.

  1. Warranties

You hereby agree that to the maximum extent possible at law, MB Advisory, our employees, our affiliates, business partners, agents, contractors, sub-contractors and service providers make no warranties, express or implied, guarantees or conditions with respect to your use of our Site. You understand that use of our Site is at your own risk and that the design and availability of the Site is on an “AS IS” basis and “AS AVAILABLE”.

We do not guarantee the accuracy or timeliness of information available on our Site. To the extent possible under law, we exclude any express or implied warranties, including without limitation for performance, merchantability, satisfactory quality, fitness for a particular purpose and non-infringement of third party intellectual property rights.

You acknowledge and accept that computer and telecommunications systems and not fault-free and may be interrupted and periods of downtime occur. You also acknowledge that we do not warrant against interference with your use of the Site or that services provided by the Site will meet your requirements and/or achieve the intended results, or that the Site will be compatible or work with any third-party software, browsers, applications or third-party services.

We do not guarantee that your use of the Site will be uninterrupted, timely, secure or error-free or that content loss will not occur, nor do we guarantee any connection to or transmission from computer networks. 

You also acknowledge and unconditionally accept the risk that the use of the Site may affect the usability of third party software or applications, and that the entire risk as to their quality and performance lies solely with you.

No oral or written information or advice that may be furnished by us or any of our authorised representatives, re-sellers or distributors shall, under any circumstance, be construed as a departure or deviation from the above disclaimers

  1. Intellectual Property

All information, data, graphics and material contained on the Site, including any trademarks, belong to us partners. You may not use or download them, other than for the purpose for which they are provided, without our written permission. Nothing shall be deemed to confer on any person any licence or right to reproduce o such content.

  1.             Variations

We reserve the right to revise and amend these Terms and Conditions from time to time. If there are any changes to these Terms and Conditions, we will replace this page with an updated version and any revised version will be deemed to be applicable from the first date of publication on this website. Every time you wish to use our Site, please check these Terms to ensure you understand the terms that apply at that time and to become aware of any changes which may have been made.

Your use of the Site, once these Terms have been changed, signifies your acceptance of the updated Terms and your agreement to comply with, and be legally bound by, the updated Terms.

These terms were most recently updated on 23/02/22.

  1. We may make changes to our Site

We may update and change our Site from time to time to reflect changes to our products, our users’ needs and our business priorities.

We will try to give you reasonable notice of any major changes.

  1.             Waiver

            If you breach these conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these conditions.

  1. Termination

You may choose to cease using the Site at any time. In that case, both you and we will remain subject to obligations that have accrued under these terms and conditions. Our disclaimers, limitation of liability, warranties and releases will survive termination or cessation.

  1. Law and Jurisdiction

These Terms and Conditions and all matters relating to it shall be governed by, construed and take effect in accordance with the Laws of Malta. Any claims or dispute(s) arising in connection with these Terms and Conditions are subject to the exclusive jurisdiction of the Courts in Malta.